Methodology for the Evaluation of the Liquidity Risk at the Credit Bank and Commerce

Abstract

The article expounds the importance and convenience to develop an evaluation of the banking liquidity risk to avoid adverse effects and
to take opportune decisions. This analysis allows measuring the efficiency, efficacy and effectiveness in the different areas, processes and in the services that are lent, in order to detect the unbalance between the assets and liabilities that they may affect the fulfillment of the organizational goals. To this end, initially they identify the conceptual aspects more relevant related with the investigated subject matter and the obtained results and the results obtained as to designed indicators, calculation of the same and the proposal methodological sold off.